Income is any money you plan to get during that month-that means your normal paychecks and any extra money coming your way through a side hustle, garage sale, freelance work or anything like that. ![]() That will give you the info you need as you start filling out numbers in your budget. Pro tip: Before you dive into the steps, open up your online bank account or grab your bank statements. ![]() Just saying.) Either way, it’s totally okay to start by writing out everything on a sheet of paper. It’s what I use to budget-and it’s the best. No matter how you feel about budgeting right now, no matter what money goals you have, and no matter your income-you can make (and keep!) a budget in just five steps.īut first, decide if you’re making a budget on paper, with a spreadsheet, or in an app. Keep reading to see how to make it happen so you can make a budget that works for you. When you learn how to make a budget-and do it every month-you’re giving your money purpose. It’s a plan for what’s coming in and what’s going out. It’s not a restriction on spending-it’s a plan for what you’ll do with your money. Real quick though, let’s define the word budget.
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